American Transit Insurance Company

One of New York’s most enduring and respected insurance firms, ATIC provides specialized coverage for the livery and commercial auto industry through a vast, regional broker network that follows a long-standing business model based on trust, responsive service, fair pricing and the value of personal relationships.

ATIC is By Your Side, Here To Help

We hope you and your family are healthy and holding up well through the changes brought on by the coronavirus. While COVID-19 is causing disruption in our lives and communities, we’re committed to making sure that you have the protection and support you need. Please take a moment to review the support being provided and detail on how to access these benefits.

COVID-19 Relief program

COVID-19 Response – Ways to connect with us

In accordance with CDC recommendations, we've adjusted how we work.
Our offices are temporarily closed to all visitors (except for mail and scheduled deliveries) until further notice.

American Transit Insurance Company (ATIC) is committed to prioritizing the health and safety of our employees, customers, and business partners. As we continue to monitor the Coronavirus and remain compliant with guidelines set forth by the appropriate health and governmental agencies, we are keenly focused on our preparedness efforts and our commitment to maintain the highest possible level of customer service. For claim status or inquiry please visit our website at: Contact Us where the email addresses of our business and claim units are listed.

To report an accident and upload photos directly to ATIC, please use our mobile Accident Reporting application (“The App”). The App can be downloaded by visiting the Google Play/Apple Store and searching American Transit Insurance Company. Alternatively, reports can be made by emailing documentation to firstreports@american-transit.com.

Please note that the App and email are currently our preferred methods of communication. However, if you need to report an accident by phone, please call 212-857-8200, and follow the prompts to leave a voice message in our Customer Service voice mailbox. Customer Service will make every effort to respond to emails and calls within 48 hours.

For safety reasons, the offices of American Transit Insurance Company are temporarily closed to all visitors except for mail and scheduled deliveries.  To schedule a delivery please email: 
Updates on office re-openings will be published here on our website as they become available.  Thank you.

For more information on Recognizing Symptoms


We are a leading writer of comprehensive insurance coverage for New York City’s taxi fleets, owner/drivers and individual owner/designated drivers.

more info
Car Service

This coverage insures non-medallion licensed livery vehicles, including radio-based community cars and green taxis.

more info
CAP Livery

Providing attractive “good driver” rates to radio-based, non-medallion vehicles, this valued coverage protects commercial drivers operating in and out of New York City.

more info
Commercial Auto

These policies specifically cover independent tradespeople or corporations who operate light-to-medium commercial trucks in NYC, and throughout NY State.

more info