Car Service

The Car Service line of business insures non-medallion licensed livery vehicles for the individual owner/driver who owns and operates their vehicle within the confines of New York City. The car service business segment provides insurance coverage to both radio-based community cars and green taxis.

Community Cars

Community cars are private passenger vehicles that provide pre-arranged transportation throughout the five boroughs of New York City. A community car must be associated with a radio base authorized by the New York City Taxi & Limousine Commission. It is through these authorized radio bases that community cars are able to arrange their fares.

Green Taxi

Introduced in 2013, the green taxi is intended to serve street-hail customers outside the heavily trafficked areas of Manhattan. Green taxis are underwritten in two of American Transit’s lines of business: car service, if the insured is an owner/operator of the vehicle, or CAP livery, if the insured is a corporation.